The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Mutual Funds vs. ETFs Exchange-traded funds have some things in common with mutual funds, but there are differences, too. The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge. Tax Deductions: Catch Them All! Most of us pay too much in taxes because we aren’t aware of all the tax deductions available.